Cyber Insurance

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What does Cyber Insurance typically cover?

1st Party Coverages

Network Interruption

Similar to Business Interruption overage afforded in Commercial Property Insurance policies, this coverage provides coverage of business income lost due to a cyber related network interruption.

Privacy/Security Event Management

Assistance and reimbursement of notifications costs associated with a security event.

Cyber Extortion

Provides advice regarding the proper response to an extortion attempt to resolve a ransomware attack, including ransom payments.

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3rd Party Coverages

Security and Privacy

Coverage for claims by a third-party involving an Insured’s breach of personally identifiable financial, medical or other sensitive personal information, including claims brought by various federal and state regulators.

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Additional Benefits

Provided by Cyber Insurers

Some insurance providers also provide access to consultants and experts who proactively help the Insured with data breach risk mitigation.

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CoverageXpert’s Database Highlights


of coverage enhancements to help you build a coverage checklist


cyber-related coverage forms (sample wordings) from top-rated insurers

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Applicable Business Classes


Architects & Engineers

Community Banks

Financial Institutions


Law Firms

Media Companies


Private Companies

Public Companies

Small Business

Technology Companies

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