Directors & Officers Liability Insurance
Get StartedWhat does D&O Insurance typically cover?
Side-A Coverage
Side A covers claims against directors and officers when the corporation fails to indemnify. Directors and officers are therefore personally liable for payment of defense costs, settlement or judgment related to legal claims arising out of their service to the corporation. This coverage is considered personal asset protection.
Side-B Coverage
Side B is for the benefit of the corporation as it provides reimbursement to the corporation when the corporation does indemnify directors and officers for covered claims. This coverage is considered balance sheet protection.
Side-C Coverage
Side C is coverage for the corporate entity. For a publicly traded company, Side-C is typically limited to securities claims. However, privately held and not-for-profit companies enjoy more entity coverage—all risk unless specifically excluded.
Additional Benefits
Provided by D&O Insurers
Some insurance providers provide a sub-limit of coverage to access to public relations consultants in order to respond to the headline and reputational risks associated with corporate crisis events
Get StartedCoverageXpert’s Database Highlights
150+
D&O-related coverage forms (sample wordings) from 39 top-rated insurers
15,000+
different coverage enhancements to help you build a coverage checklist
Sub-Product Types
Applicable Business Classes
Asset Managers
Community Banks
Financial Institutions
Healthcare
Home Owners Associations
Large Companies
Municipal Organizations
Not-For-Profits
Private Companies
Public Companies
REITs
Social Services
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